Tel : 310-899-0630
  Toll: 800-307-DEBT

       

Peter M. Lively, Attorney and Master of Business Administration, DBA Personal Bankruptcy Center, has been counseling individuals and business with complex financial matters since 1993.

PETER M. LIVELY, Admitted to the State Bar of California and United States District Court Central District of California December 1992. Education: Carnegie Mellon University (B.S. Industrial Management and Economics, High Honors, 1988); University of California at Los Angeles, School of Law and John E. Anderson Graduate School of Management, joint-degree program; M.B.A. and J.D. (1992).

Memberships: Beverly Hills Bar Association,Central District of California Consumer Bankruptcy Attorneys Association & Chairman of Special Events Committee, Federal Bar Associations, Los Angeles Bankruptcy Forum, Los Angeles County Bar Association & Client Referral Service Panel, National Association of Consumer Bankruptcy Attorneys, National Association of Consumer Attorneys.

Mr. Lively assists clients who are facing creditor issues involving taxes, student loans, credit cards, personal loans, payday loans, home loan modifications, foreclosures, law suits, judgments, repossessions, payroll garnishments,and bank levies.

Workout or debt settlement are often an option, but if workouts are not possible then Chapter 7, Chapter 11, and Chapter 13 may be alternatives to carefully consider.

All unincorporated business and individuals are considered personal bankruptcy. Those without businesses are considered consumer bankruptcies. Whether a consumer or an unincorporated business there is a bankruptcy solution available for assisting you in recovering from your financial down-cycle. Chapter 11 reorganization is available for cases where the debt amount is larger than the limits established for the Chapter 13 reorganization cases. Most small business and individuals have debt levels which are appropriate for reorganizing under Chapter 13. Chapter 7 is available to all.

The process of filing bankruptcy papers is a relatively easy task in the overall process of successfully preparing for a filing and representing a client during the bankruptcy case. Frequent misguided individuals and businesses attempt to handle their own cases and bypass legal representation with the assistance of a typing services or a para-legal, without success and often with grave consequences far in excess of the possible savings originally sought. The process of experiencing a bankruptcy is like experiencing a medical procedure. One is always best advised to seek the review of his condition with an expert professional and thereafter proceed, if necessary, within the comforting care of the professional. One should never be his own attorney any more than he should be his own doctor, nor should one seek legal or medical care from a non-professional.

The type of bankruptcy case one ultimately files is often a difficult decision to be made with your bankruptcy attorney after a thorough review of the facts during an in-person office consultation. The following is a simple illustration and is not meant for use in making a final decision without first meeting personally with an experienced bankruptcy professional.

The Personal Bankruptcy Center is a debt relief agency and helps clients receive the Fresh Start provided under the Bankruptcy Code.

Last Modified: 2008-09-29 14:09:46